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Make every rand count.
Straight answers on SARS, savings, retirement, insurance and bank fees. We read the fine print and the law, do the maths in rand, and link every claim to its source.
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Latest guides
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Banking & Credit
Debt Review Explained: How It Works, What It Costs and How to Get Out (2026)
Debt review restructures your debt into one affordable payment, but you can't take new credit until you're cleared. How it works under the credit law.
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Home & Solar
Bond Repayment Calculator: Prime Is 10.75% (October 2026). What It Means for Your Home Loan
The SARB raised the repo rate to 7.25% in September 2026, taking prime to 10.75%. Work out your bond repayment and see what each 0.25% change costs.
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Insurance & Medical Aid
How to Get Cheaper Car Insurance in South Africa (Without Getting Your Claim Rejected)
Ten ways to cut your car insurance premium in South Africa, the most common reasons motor claims get rejected, and how to complain to the Ombud for free.
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Retirement
Retirement Lump Sum Tax Tables 2026/27: How Much Tax on Your Payout?
The first R550,000 of retirement lump sums is tax-free, but withdrawals are only tax-free up to R27,500. Both 2026/27 SARS tables, with worked examples.
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Saving & Investing
How Much Interest Is Tax-Free in South Africa? The R23,800 Exemption Explained (2026/27)
The first R23,800 of local interest is tax-free in 2026/27 (R34,500 at 65+). How the interest exemption works, when interest is taxed and how TFSAs help.
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Tax & SARS
Home Office Tax Deduction in South Africa: Who Qualifies and How to Calculate It
SARS only allows a home office deduction if the room is equipped, used only for work, and you work there over 50% of the time. The rules and the maths.
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