Home Loans, Solar & Electricity Costs in SA (2026)

Your home is usually your biggest expense. These guides cover home loans and bond costs, solar loans versus paying cash or renting a system, and what electricity tariff increases mean for your monthly bill, with the payback maths shown step by step.
Get written quotes. Solar payback depends on your usage, roof, tariff and installer. Use our figures as a starting point, and only use installers who issue a certificate of compliance.
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Home & Solar
Bond Repayment Calculator: Prime Is 10.75% (October 2026). What It Means for Your Home Loan
The SARB raised the repo rate to 7.25% in September 2026, taking prime to 10.75%. Work out your bond repayment and see what each 0.25% change costs.
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Home & Solar
Electricity Price Increase 2026/27: What 8.76% and 9.01% Mean for Your Bill
Eskom tariffs rose 8.76% from 1 April 2026, and municipalities face about 9.01% from 1 July. What it costs in rand, what changed and how to cut your bill.
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Home & Solar
Transfer Duty Calculator 2026/27: How Much Will You Pay on a Home?
No transfer duty applies to homes up to R1,210,000. Work out the duty on any price with the 2026/27 SARS table, and see who pays and when VAT applies.
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