Home Loans, Solar & Electricity Costs in SA (2026)

House with solar panels on the roof
Photo: Watt A Lot / Unsplash

Your home is usually your biggest expense. These guides cover home loans and bond costs, solar loans versus paying cash or renting a system, and what electricity tariff increases mean for your monthly bill, with the payback maths shown step by step.

Get written quotes. Solar payback depends on your usage, roof, tariff and installer. Use our figures as a starting point, and only use installers who issue a certificate of compliance.