Terms of Use
Last updated: 15 October 2026
By using financeguide.co.za you agree to these terms.
General information only, not financial advice
Everything on Finance Guide is general information. It is not financial, investment, tax or legal advice, and it is not "advice" as defined in the Financial Advisory and Intermediary Services Act, 2002 (FAIS). Finance Guide is not an authorised financial services provider.
Our guides don't take your personal circumstances, goals or risk profile into account. Before you make a financial decision, read the product's own documents and consider speaking to an FSCA-registered financial adviser, a registered tax practitioner or another qualified professional.
Accuracy
We work hard to keep guides accurate and show the date facts were last checked. Tax tables, fees, interest rates and rules change, sometimes without notice. Always confirm current figures with SARS or the provider before acting. If you spot an error, email hello@financeguide.co.za.
Calculators
Our calculators give estimates based on the assumptions shown on each page. They're not quotes and they're not tax assessments. Your actual result may differ.
Third-party links and products
We link to websites and products we don't control. Some links are affiliate links (see our affiliate disclosure). Any agreement you enter into with a provider is between you and that provider.
Our content
The text, tables, calculators and design on this site belong to Finance Guide, unless stated otherwise. You may quote short extracts with a link back to the page. Please don't republish whole guides without permission.
Limitation of liability
As far as the law allows, Finance Guide isn't liable for any loss arising from your use of the site or from decisions you make based on its content. Nothing in these terms limits rights you have under the Consumer Protection Act that can't be excluded.
Governing law
These terms are governed by the laws of the Republic of South Africa.